Pay Debit

Comprehensive processing solution that turns debit into a differentiator

Debit represents a key source of revenue and a core relationship between you and your members. Define it, using a comprehensive array of member loyalty, security and efficiency benefits designed to differentiate your debit programs.

Half of issuers expect mobile payments to make up at least 25% of debit transactions within the next 5 years.

(Source: Discover)

Co-op Debit offers you a proven way to transform your debit card portfolio into a dynamic product that increases transaction volume, profitability and member retention.

Debit is one of the fastest-changing areas of banking today. Consumers and businesses alike are reliant on their debit cards as a primary method of payment and transactions and they need a debit program that can keep up. From an increased demand for mobile payment options to the need for convenient, accessible ATM options, cardholders expect more flexibility from their debit cards than ever before - and Co-op can help your credit union keep up.

Our array of debit card payment solutions offers a suite of reporting solutions to help you better analyze customer behavior and metrics, industry-leading fraud protection to help you protect your customers and support them in the event of a breach, and many other leading debit services. With the convenience and accessibility of the entire Co-op ATM network and Shared Branching network behind you, your members and their businesses can have the ease of access and quality-of-life features they demand from modern debit programs.

For customers who need similar security and flexibility on their line of credit, we offer a credit card program that offers the same quality and versatility as our debit card programs.

  • Fraud Protection that helps prevent, detect and manage fraud with minimal disruption for you and your members
  • Reports, analytics and consultation, to optimize debit and ATM performance
  • CardNavSM by Co-op card controls and alerts for a more secure and personalized card experience
  • Co-op Marketing Portal for turnkey marketing support to drive debit transactions
  • Co-op API Suite