Pay Co-op Pay Network

A debit network created to give credit unions a unique competitive edge

With billions in incremental interchange income up for grabs, competition is fierce. Partnering with Co-op Pay Network can make all the difference for credit unions looking to grow interchange income, minimize network fees and feel supported as they navigate the complex world of point-of-sale debit.

Leverage your cooperative strength to maximize profits

Co-op Pay Network offers participating credit unions a distinct advantage, unique in the marketplace:

  • Directly managed fees to decrease the potential for frequent increases
  • Leverages the extensive merchant reach of STAR® Network
  • Potential to save money on point-of-sale fraud service fees
  • Offers opportunities to increase interchange

Optimize debit point-of-sale income with key partnership benefits from Co-op

  • Predictable fees makes budgeting easier
  • Integration through Co-op systems and applications reduces your administrative burden, so you can focus on serving members.
    • Enhanced reporting through Co-op Insights Center
    • Additional fraud scoring with STAR Predictive Fraud Score
    • Fraud mitigation with Co-op Cooper® Fraud Score available to Co-op processing clients
  • No network logo is required on the back of your card.
  • No action is needed from members to make this change.

Get the most from your debit network relationships

Choosing Co-op Pay Network as one of your unaffiliated debit point-of-sale networks gives you a strategic advantage to maximize non-interest income and support your bottom line.