The Velera Payments Index April 2026

Summary: Consumer spending remained strong in March, even as rising fuel prices, inflationary pressure and declining consumer sentiment weighed on the economic outlook. Debit and credit card transactions and purchases continued to grow year over year, supported in part by higher tax refunds and steady non‑discretionary spending. The April 2026 Velera Payments Index marks six years of delivering timely, data‑driven insights into how consumers pay and spend. This month’s edition includes our quarterly metrics update — covering credit card balances, delinquencies and digital wallet activity — along with closer looks at gasoline consumption and balance transfer behavior.